GEARS : Financing

We have partnered with Affirm to provide you with an easy financing opportunity.

GEARS : Affirm

With GEARS Bike Shop and Affirm, getting that new Dream Bike is a breeze. With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.

Affirm : Finanacing Program. Click here to create your personal account (subject to eligibility and approval). Enter a few details, including mobile phone number and email, and receive a real-time decision. Applying will not impact your credit score. Choose Affirm at checkout, confirm your payment plan and complete your purchase today while making flexible payments over time.”

Here is a breakdown of the Essentials:

 

  • $50-$249.99: Pay in 4 bi-weekly installments, interest free payments

  • $250-$699.99: 3a, 6r and 12r

  • $700-$1699.99: 3a, 6r and 18r

  • $1700+: 6a, 12r and 24r

r = interest bearing rate
a = as low as 0% APR
Numbers= monthly terms options

Subject to eligibility. See below for details.

Affirm is also available as a payment method while in our shops. Visit affirm.ca to set-up your account or see a sales associate for more information.

Please note : GEARS Bike Shop is not involved in the approval process.

Note: Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works